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23/06/2026
Giving to causes you care about can be a meaningful part of EOFY, while also keeping your tax records organised.
Checking eligibility and keeping clear records can make the process smoother when it comes time to lodge your return.
If you’d like help building charitable giving into your overall strategy, the team at Your Wealth Hub Advice is here to help.
18/06/2026
A tax refund can be more than a welcome boost — it can be a practical opportunity to strengthen your position heading into the new financial year.
Whether it supports debt reduction, savings, investing, or future plans, the most effective option is usually the one that aligns with your broader goals.
If you’d like help deciding where it fits within your plan, the team at Your Wealth Hub Advice is here to support you.
RBA holds the cash rate at 4.35% — here’s what it means for you.
As expected, the Reserve Bank of Australia has kept the cash rate on hold at 4.35% following today’s board meeting, and the decision was unanimous. But don’t let that lull you into thinking the pressure is off — the RBA’s message is pointed.
💰Inflation is still too high. Both headline and underlying inflation remain elevated, driven by oil price shocks flowing out of the Middle East conflict and ongoing capacity pressures in the domestic economy. The RBA noted that some businesses are already passing higher costs through to consumers — and others are looking to do the same.
📉 The economy is starting to feel it. Consumer spending is slowing, housing prices are falling in some capital cities, and the unemployment rate came in higher than expected in April. Three rate rises since the start of the year are clearly working their way through the system.
⚠️ But more hikes are still possible. The Board has been explicit — if inflation doesn’t come down as expected, they will not hesitate to lift the cash rate further. This is not a pivot. This is a pause while they assess the data.
🌏 Global uncertainty adds another layer. The ongoing conflict in the Middle East, volatile oil supply, and potential weakness in Australia’s major trading partners all cloud the outlook. There are real scenarios where inflation runs hotter and growth runs softer than the RBA’s baseline forecasts.
So what does this mean for you? If you have a variable rate mortgage, your repayments stay the same for now — but planning for further increases remains wise. If you’re an investor or approaching retirement, this environment calls for a clear strategy, not a wait-and-see approach.
Now is a great time to review your financial position and make sure your plan is built for the conditions ahead, not the ones behind us.
📩 Reach out for a conversation — I’d love to help.
📍 www.yourwealthhubadvice.com
11/06/2026
With EOFY approaching, it’s a good time to check in on your super and make sure the practical details are on track before deadlines pass.
Small steps — like reviewing contributions or confirming timing — can make things feel more straightforward when tax time arrives.
If you’d like support looking at what makes sense for your situation, the team at Your Wealth Hub Advice is here to help.
09/06/2026
Budget updates can feel busy, especially when changes roll out over time. Focusing on the key areas — tax, cost-of-living support, and longer-term investment changes — can help you make more considered financial decisions.
As 30 June approaches, it can be helpful to review what actions still make sense for your situation before the financial year wraps up.
If you’d like support working through how these updates fit into your plan, the team at Your Wealth Hub Advice is here to help.
27/05/2026
EOFY is a useful pause point to review and reset.
A clear checklist can help you feel organised and reduce last‑minute stress.
If you’d like help reviewing your EOFY strategy, the team at Your Wealth Hub Advice is here to support you.
26/05/2026
Tax time often comes with small changes that still matter.
Understanding what’s new can help you avoid errors and feel more confident when you lodge.
Taking a few minutes to review updates now can save time later.
If you’d like support navigating tax time, the team at Your Wealth Hub Advice is here to help.
20/05/2026
Tax time often feels easier when you start early.
Understanding income, deductions, and timing ahead of EOFY can make the process smoother and less stressful.
If you’d like support getting organised, the team at Your Wealth Hub Advice is here to help.
18/05/2026
Super can offer valuable tax benefits when used appropriately.
Understanding the steps, timing, and limits is essential to making these strategies work.
If you’re considering super contributions this EOFY, the team at Your Wealth Hub Advice is here to help you assess what’s right for your situation.
Hear from our CEO, Gavin Glozier on some of the key changes around Negative Gearing, CGT changes and the new tax thresholds on Family Trusts. There is still some great opportunities to build wealth, you just have to be clear on where you deploy your capital and have a good long term strategy to back it up. As always, if you need help navigating the new rules and want to talk to someone, please give us a call. Don’t forget, these ideas and concepts may not be for you so please seek advice if you wish to take any of this information on for yourself
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