Prodigy Finance

Planning your Masters abroad starts with knowing your numbers.
Use the Prodigy Finance Loan Calculator to get an estimated monthly repayment before you apply. Enter your loan amount, interest rate, and repayment term — and get a clearer picture to budget around in under a minute.

No co-signer. No collateral. Just a smarter way to plan your funding.

Try the Loan Calculator here: https://bit.ly/4uTViW8

Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law.

Your Prodigy Finance loan repayment starts before you graduate — and that's by design.

While you're studying, you pay a small fixed amount of $100 USD per month. It reduces your outstanding balance and lowers the total interest over the life of your loan.

That same $100 continues through your six-month grace period after graduation. Full contractual repayments begin once the grace period ends — monthly, in USD, no matter where you're living and working.

If you're earning in INR, pounds, or euros, you'll be converting to USD. Build that into your financial plan before repayment begins.

One more thing worth knowing: you can make early or extra payments at any time, with no penalty. That's one of the most effective ways to reduce the total interest you pay on your student loan.

Your full repayment terms are in your loan agreement. Read all of it.

Understand the full repayment process here: https://support.prodigyfinance.com/hc/en-us/articles/360007246938-Understanding-the-Repayment-Process

Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law.

Already borrowing with Prodigy Finance? Your referral code could earn you up to $2,000 back on your loan.

Every friend you refer who gets funded puts $100 towards your loan balance. Up to 20 referrals. Up to $2,000 off. Your friend gets $50 towards theirs too.

No complicated process. Your referral code is in the Prodigy Finance app — download it, find your code, and start sharing.

Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law.

Wondering what documents you need to apply for a Prodigy Finance loan?

Your application portal will show you the exact list based on your profile and nationality — but in general, you'll need to confirm your identity, your current address, proof of school admission, and financial details where applicable.

That's it. No guessing, no surprises, no stress.

Our team reviews your documents as you go and will flag anything missing so you're never left wondering.

Got questions about the document checklist or your application? Drop them in the comments — we answer every one.

Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law.