22/04/2026
Can I afford to buy a home in Perth… or am I really ready yet?
We hear this all the time.
And usually, people are trying to answer it by looking at borrowing capacity alone.
But that number doesn’t always tell you what repayments will feel like in real life… once bills, lifestyle, and everything else is factored in.
Then there’s the deposit.
A lot of first home buyers think they need 20% saved before they can even start.
So they hold off… sometimes longer than they need to.
What most people don’t realise is there may be more options available than they think.
In 2026, there are different pathways that can help with both affordability and getting into the market sooner, even with a lower deposit.
The hard part is knowing what applies to your situation.
We’ve put together a free First Home Buyer Guide (WA 2026) to help you understand:
• what you can realistically afford
• how lenders assess your situation
• what deposit options may be available
• what support and schemes exist
If you’re trying to figure out where you stand, this is a good place to start.
Comment "FIRST HOME" and I’ll send you the link.