Shivam Budhiraja

Let’s get you where most people can’t.
🏆 NISM & NSE Certified
🚀 Making India Financially Savvy�✨ Co-Founder @teamcardelight @detailingnotch

24/06/2026

We’ve compared mutual funds across all categories.

Category-wise average returns have been analysed for 1 year, 3 years and 5 years.

And to add further context, we’ve also shared the calculated potential corpus you could build after 5 years with a monthly SIP of ₹25,000.

Note: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a qualified financial advisor before investing.

14/06/2026

These are top tier few of the best schemes by Govt. of India. These include benefits in loan, startup fund, concessions, wedding, scholarship, job, benefits for women and many more.

Save for later and also share it with your friends and family

13/06/2026

Smart investors know how to turn ₹10,000 into nearly ₹1 lakh.

While one earns a steady 12% annual return, the other identifies and backs businesses with consistent long-term growth.

In the NBFC space, companies like Bajaj Finance and Chola have delivered exceptional wealth creation over the past decade through strong, scalable business models.

Capri Global Capital is a leading listed NBFC specializing in gold loans, MSME financing, and affordable housing finance. Focused on underserved segments, the company is rapidly expanding its loan book while maintaining disciplined operations and profitability.

Their Q4 numbers are the highest the company has ever reported across every key metric.

When scale and strong fundamentals come together in such NBFCs, long-term wealth creation becomes possible.

This is not an investment advice. Do your own due diligence before investing.

11/06/2026

If you’re thinking of taking loan for car, home, or planning to study abroad - Don’t Skip This!

There is a big change coming that all banks and financial institutions have to follow.

08/06/2026

3 things you should know about ongoing situation in India.

Clip credit : Brut India

06/06/2026

Save for later! 11 Major changes starting from this month!

02/06/2026

PROPERTY LENE SE PEHLE YE SAWAAL ZAROOR POOCHO.

If you’re planning to buy a home or take a home loan, don’t just focus on the EMI amount.
Processing fees, hidden charges, penalty clauses, prepayment terms, and interest rate changes can all impact your total cost over time.

Many buyers only realise these details after signing the deal.

Before choosing a lender, make sure you clearly understand the terms, charges, and loan conditions.
As puts it: Sawaal Karo, Phir Loan Lo.

[home loan India, property buying tips India, hidden charges home loan, processing fees India, EMI tips India, real estate India, loan transparency India, home buying checklist India, personal finance India, Tata Capital]

28/05/2026

I am in tears🥹 We made it to FORBES ASIA 30 UNDER 30, 2026!

Took 9 years of relentless hardwork, blood and sweat.

Today marks the day I made my younger self, family, friends and everyone who believed in me so so so proud!

First in my bloodline👑. Let that sink in!
I still can’t believe, I counted and prayed every single day for this!

And this song — the one I used to listen to in school. Sitting in that classroom just manifesting to get a chance to prove myself and one day I’d get to put it on my story!

Hall of Fame wasn’t just a song. It was a promise I made to myself❤️

If you are dreaming, make sure to dream big!
Lesss goooo🔥

20/05/2026

Smart ways to make and save money! Exact breakdown of cost and saving is given!

Do share with your friends and family

19/05/2026

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