We help underserved college students and adults under 30, make educated financial decisions to become debt free.
Our ideal clients are underserved colleges students. Monitory Students, First Gen Students, Students who needs support while in higher education.
04/30/2026
Another Early Flight!
The Money Back Tour Continues!
Off to New Haven, CT!
✈️
I will be working with scholars from
Southern Conneticut State University!
CoolSpeak is everywhere!
Young And Debt-Free
04/06/2026
Kudos to Alvin D. Owens and Nova Montana for organizing another successful college tour.
Last month, the Young And Debt-Free Education Association—the 501(c)(3) arm of Young And Debt Free—donated $1,000 to the (262) HBCU College Tour. This specific tour is one I attended personally during high school, and it provided me with invaluable exposure to a culture of excellence.
I would also like to thank the seven additional donors who contributed a combined $300 to the tour:
- Jamie JY
- Catrend Massie
- Valena Lena Coleman
- Eugene Dale
- Jamal Keyon Perry
- Tatiyana Young
- Piper Bridges
This is just the beginning of something greater for the 252 community as we continue to build a financial system that supports our youth in pursuing a college education.
Best regards,
MJ Bridges
Young & Debt Free
04/03/2026
One of my FAVORITE places - Southern West Virginia!
We ended this leg of The Money Back Tour Yesterday at BlueField High School!!
We were locked in as we explored The Cost to Attend College!
Salute to x
04/02/2026
Spring 2026 Will Go Down in History For Young And Debt Free! 👏🏾
The past 7 Weeks was crazy:
📍I am grateful to God for traveling Grace and Mercy that helped me get to the thousands of students and parents across the country
I want to continue to thank everyone for the love and support for trusting me to lead.
To the A-Team, CoolSpeak - Thank You For Everything You Do To Help Me Make Impact and Live Out My Purpose!
Lets Get Our Money Back This Financial Literacy Month! April 2026 is Another Banger... and this Summer is Young And Debt Free's 10 Year Anniversary!!! Sooooo Dope!!!
moneyback themoneybacktour
04/01/2026
The Money Back Tour Continues
03/21/2026
What an amazing Honor to come back home to pour into the scholars of The School District who raised and educated me from K-12!
It was an AMAZING Energetic Day learning about the Cost to Attend College!
I will be back! There is more!!
MJ Bridges
12/13/2024
Lets Go!!!!
Meet one of our wonderful speaker and moderator MJ Bridges !
MJ is not your average financial coach; he is the comeback king with a story to prove it. MJ is a former high school math teacher who found himself on the side of the interstate with no money for fuel in January 2014.
MJ claims this was one of the best experiences of his life because it was his “Come to Jesus” moment with money. At the time, MJ was 25 years old and just like many ambitious millennials, moved to Atlanta to build a career as an entrepreneur.
However, debt was holding him hostage from financing his dreams. So, MJ eliminated $96,942 of consumer and student loan debt and started a financial literacy service called, “Young And Debt Free.” Now, MJ is on a mission to teach young people the skills he mastered such as budgeting, credit, debt elimination and understanding college costs. Let MJ show your students how to be Young And Debt Free.