06/21/2026
SEMINA HII NI KWA WANAOISHI MAREKANI NA CANADA (JUMAPILI USIKU)
Seminar/Webinar (Online kwa ZOOM) kuhusu maisha ya Marekani na Canada, pamoja na elimu ya fedha, kodi, mipango ya kustaafu, kazi, biashara na jinsi ya kuepuka changamoto mbalimbali k**a mhamiaji.
Mada hii itawasilishwa kwa lugha ya Kiswahili.
Muda wa kuanza:
Saa 12 jioni – Pacific Time (California, Washington, Oregon time)
Saa 2 usiku – Central Time (Missouri, Kansas, Illinois time)
Saa 3 usiku – Eastern Time (Maryland, New York, Virginia time)
Karibu sana kushiriki.
K**a hutoweza kufika, tafadhali nijulishe mapema.
ZOOM
Join Zoom Meeting
https://us02web.zoom.us/j/84302668639?pwd=cExUYjF3YklMbEtEUU56b0ZoeWVHQT09
Meeting ID: 843 0266 8639
Passcode: MoneyTalk
Karibu sana
06/20/2026
Are You Working Hard… But Still Not Getting Ahead?
Many immigrants focus on earning income in dollars — but without understanding how the financial system works, true success can remain out of reach.
It’s not about how much you earn.
It’s about how much you keep.
WHAT YOU WILL LEARN:
* How the U.S. financial system really works
* Understanding taxes and how to legally reduce them
* How to use retirement accounts to your advantage
* The power of compounding to build wealth
* Employment vs Business Ownership
* How to build a financial legacy for your children
THE TRUTH:
Two people can earn the same income —
but end up with completely different lives.
“The difference is not effort, but knowledge.”
FREE ONE-ON-ONE FINANCIAL EDUCATION SESSION
Personalized guidance to help you:
✔ Make smarter financial decisions
✔ Build long-term wealth
✔ Take control of your future
WHO CAN JOIN?
Individuals currently living in:
United States & Canada
BOOK YOUR FREE SESSION TODAY:
https://ebmscholars.com/financialeducation/
EBM SCHOLARS, LLC
Empowering Immigrants Through Financial Education
06/17/2026
YOU MUST BE IN THE USA OR CANADA
PASSIVE INCOME OPPORTUNITY
🔹 Sign up now:
https://ebmscholars.com/financialprofessionals/
📍 Eligibility: Must be located in the USA or Canada.
06/17/2026
BUILD WEALTH IN AMERICA — DON’T JUST EARN IN IT
Free Financial Education for Immigrants in the U.S. & Canada
Ernest B. Makulilo (EBM)
Founder of EBM SCHOLARS & BEYOND AMERICAN DREAM
Are You Working Hard… But Still Not Getting Ahead?
Many immigrants focus on earning income in dollars — but without understanding how the financial system works, true success can remain out of reach.
It’s not about how much you earn.
It’s about how much you keep.
WHAT YOU WILL LEARN:
* How the U.S. financial system really works
* Understanding taxes and how to legally reduce them
* How to use retirement accounts to your advantage
* The power of compounding to build wealth
* Employment vs Business Ownership
* How to build a financial legacy for your children
THE TRUTH:
Two people can earn the same income —
but end up with completely different lives.
“The difference is not effort, but knowledge.”
FREE ONE-ON-ONE FINANCIAL EDUCATION SESSION
Personalized guidance to help you:
✔ Make smarter financial decisions
✔ Build long-term wealth
✔ Take control of your future
WHO CAN JOIN?
Individuals currently living in:
United States & Canada
BOOK YOUR FREE SESSION TODAY:
https://ebmscholars.com/financialeducation/
EBM SCHOLARS, LLC
Empowering Immigrants Through Financial Education
06/04/2026
FYI … great conversation
Many African immigrants arrive abroad with ambition, education, and work ethic—but still struggle to build long-term wealth.
In this conversation, Yong Bern and EBM SCHOLARS discuss financial literacy, credit, taxes, retirement planning, business ownership, and the hidden rules that shape success abroad.
They explain why many immigrants remain in survival mode, how to transition into ownership thinking, and what first-generation immigrants can do to prepare their children for economic mobility and long-term opportunity.
What this means for African professionals abroad is simple: understanding the system matters as much as working hard within it.
Link in the comments
